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February 2012 - Posts

Tuesday, February 28, 2012 11:11 AM

The Tax System Explained in Beer

Published: January 12, 2012 Suppose that every day, ten men go out for beer and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like this… The first four men (the poorest) would pay nothing
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Sunday, February 19, 2012 8:43 PM

30-Year Rates Continue to Hold at Record Lows

Fixed-mortgage rates continue to hover at record lows, with the 30-year fixed-rate mortgage staying at the record low of 3.87 percent since the first week of February, Freddie Mac reports in its weekly mortgage market survey. The 30-year fixed-rate mortgage,
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Sunday, February 19, 2012 8:39 PM

Foreclosures ticked up in January

Foreclosures ticked up in January nationwide as more banks continued to work through backlogs of defaulting mortgages on their books, RealtyTrac reports. For more than five years, Nevada has been the state leader with the highest rate of foreclosure filings
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Sunday, February 19, 2012 8:37 PM

Housing Affordability Reaches New Records

Housing affordability rose to a record high during the fourth quarter of 2011, which means a home buyer’s purchasing power is greater than it ever has been before, according to the National Association of Home Builders/Wells Fargo Housing Opportunity
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Thursday, February 16, 2012 11:22 AM

Could the Mortgage Deal Lead to a Jump in Foreclosures?

A $25 billion mortgage settlement announced between major banks and state and government officials is supposed to bring aid to troubled home owners, but it could also bring a wave of new foreclosures, CNNMoney reports. During the yearlong negotiations,
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Thursday, February 16, 2012 11:19 AM

Fed Chair Says 'Normal Lending' Key to Recovery

The Federal Reserve’s monetary policy and efforts to keep interest rates low have contributed to increased housing affordability. However, those strategies have not yet had the desired effect of stimulating the economy into a full recovery as banks
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Tuesday, February 14, 2012 12:53 PM

Need a Valentine ?

Home owners trump renters when it comes to finding someone to date, according to a new survey of 1,000 single people. More than a third of women and 18 percent of men would rather date a home owner than a renter, according to the survey, which was conducted
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Friday, February 10, 2012 3:15 PM

Income, Job Gap Between Young and Old Widens

--> Young Americans are having it rough, according to a new study by the Pew Research Center. The generation of mostly 20- and 30-somethings have suffered from the biggest income losses than any other age group, the study found. What’s more, young
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Friday, February 10, 2012 3:12 PM

What You Need to Know About the Mortgage Settlement

A settlement announced this week among state and federal officials and the nation’s five largest banks is the largest joint state-federal settlement in history against an industry. The settlement, which amounts to somewhere between $25 billion and
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Friday, February 10, 2012 3:08 PM

30-Year Mortgage Rates Hold at Record Lows

The 30-year fixed-rate mortgage averaged 3.87 percent this week, matching last week’s all-time record low. As for other rates, they ticked up slightly this week, but still hovered around record lows compared to historical standards, Freddie Mac
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Friday, February 03, 2012 6:25 PM

Microwave Potato Chips Recipe

Microwave Potato Chips Active time: 30 minutes | Total: 30 minutes | To make ahead: Store in an airtight container for up to 3 days. You don't need a deep fryer to make crispy potato chips. We toss thinly sliced potatoes with just a touch of olive
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